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pilihan
What is the simple interest on $1,200 for 1 year at 8% per annum?
What is the simple interest on $1,200 for 1 year at 8% per annum?
$86
$96
$108
$120
What is the simple interest on $1,200 for 1 year at 8% per annum?
$86
$96
$108
$120
What is the maturity value (amount due at end) of a $2,500 loan for 2 years at 9% simple interest?
$2,700
$2,950
3,000
2,900
What is the formula for calculating simple interest?
I = P + R + T
I = P + R - T
I = P / R / T
I = P x R x T
If the principal is $1,200, the rate is 8%, and the time is 1 year, what is the interest?
$96
$100
$120
$80
What does 'Principal' refer to in the context of loans?
The amount of money borrowed or invested
The interest rate applied
The total amount paid back
The duration of the loan
How do you convert a percentage rate to a decimal?
Divide by 100
Add 0.01
Subtract 1
Multiply by 100
Judy paid $108 interest on a loan she had for 6 months at 12% per annum. What was the principal?
$1,600
$1,500
$1,800
$1,200
Jessica considered two loans of $85,000 for 9 months: one at 18.5% p.a. and one at 10% p.a. How much interest is saved by choosing 10% instead of 18.5%?
$5,418.75
$4,500.00
$6,375.00
$11,793.75
Sam wants to borrow $1,500 for 15 months and will have to pay $225 in interest. What annual simple interest rate is he being charged?
10%
12%
15%
9%
What is the formula to find maturity value?
MV = P x R x T
MV = P - I
MV = I / P
MV = P + I
What is the ordinary interest rate per day based on a 360-day year?
Annual rate / 365
Annual rate x 360
Annual rate / 360
Annual rate + 30
How many days are counted in ordinary interest?
28 days in February
30 days per month
360 days
365 days
What is the difference between ordinary interest and exact interest?
Both use 365 days
Both use 360 days
Ordinary uses actual days, exact uses 360 days
Ordinary uses 360 days, exact uses actual days
A simple interest promissory note has face value $27,500, rate 12% p.a., term 90 days (use 360-day year). What is the interest and maturity value?
Interest $825; Maturity value $28,325
Interest $900; Maturity value $28,400
Interest $825; Maturity value $28,175
Interest $750; Maturity value $28,250
In simple interest, which of the following statements is TRUE?
Interest is calculated on the principal only, not on accumulated interest.
Interest is calculated on both principal and accumulated interest.
The rate of interest changes every year.
The principal amount changes monthly.
In a simple discount note, the bank discount refers to:
The total amount the borrower must repay at maturity.
The amount deducted from the face value in advance as interest.
The difference between the principal and maturity value.
The amount added to the principal at maturity.