masalah 1pilihanWhen did the Islamic Financial Services Act (IFSA) 2013 come into force?30 June 20131 January 201415 March 20131 July 2013
masalah 2pilihanWhich of the following is NOT a statute combined and replaced by IFSA 2013?IBA 1983Takaful Act 1984Companies Act 1965Payment Systems Act 2003
masalah 3pilihanWhat is one of the key objectives of IFSA 2013?To reduce taxesTo promote financial stabilityTo increase foreign investmentTo abolish shariah compliance
masalah 4pilihanWho has the authority to make rulings on shariah compliance under IFSA 2013?The Prime MinisterThe Ministry of FinanceBank Negara Malaysia (BNM)The Malaysian Parliament
masalah 5pilihanWhat is the penalty for unauthorized business under IFSA 2013?Imprisonment up to 5 yearsFine up to RM10 millionImprisonment up to 10 years or a fine up to RM50 millionCommunity service
masalah 6pilihanWhich part of the IFSA 2013 deals with Shariah compliance?Part IIPart IVPart VIPart IX
masalah 7pilihanWhat is the role of the Shariah Committee under IFSA 2013?To manage bank accountsTo ensure products are Shariah compliantTo approve loansTo set interest rates
masalah 8pilihanWhat is an Islamic deposit as per IFSA 2013?A loan with an interestA sum of money accepted in accordance with ShariahA traditional bank accountAn investment in stocks
masalah 9pilihanWhat distinguishes an Islamic Investment Account under IFSA 2013?Guaranteed principalNon-guaranteed principalHigh interest rateGovernment-backed
masalah 10pilihanWhat does the Shariah audit ensure under IFSA 2013?Legal compliance onlyShariah compliance of operationsProfit maximizationCustomer satisfaction