Pertanyaan 1Pilihan gandaWhat is a key benefit of having a budget?It helps track expensesIt increases incomeIt eliminates taxesIt ensures debtIt guarantees wealth
Pertanyaan 2Pilihan gandaWhich of the following is a common type of loan?MortgageDividendsGrantBudgetTax
Pertanyaan 3Pilihan gandaWhat is interest in terms of a loan?A fee charged by banks for holding moneyThe cost of borrowing moneyA tax on savingsA reward for savingA rent payment
Pertanyaan 4Pilihan gandaWhat does 'principal' refer to in a loan?The initial amount of the loanThe interest rateThe total amount paidThe duration of the loanThe type of loan
Pertanyaan 5Pilihan gandaHow can taxes influence financial decisions?By reducing taxable incomeBy increasing expensesBy eliminating debtBy simplifying budgetingBy creating savings
Pertanyaan 6Pilihan gandaWhich is a common method to reduce taxable income?Investing in retirement accountsBuying luxury itemsTaking a loanPaying off credit card debtIncreasing expenses
Pertanyaan 7Pilihan gandaWhat is a credit score?A measure of financial wealthA score indicating creditworthinessA bank account balanceA type of loanA tax bracket
Pertanyaan 8Pilihan gandaWhy is it important to pay off credit card debt quickly?To avoid high interest chargesTo reduce taxesTo increase incomeTo improve budgetingTo secure more credit
Pertanyaan 9Pilihan gandaWhat is a benefit of understanding taxes?It helps in financial planningIt eliminates expensesIt guarantees incomeIt reduces spendingIt ensures savings
Pertanyaan 10Pilihan gandaWhat is the purpose of a savings account?To store money safely while earning interestTo pay billsTo invest in stocksTo take loansTo reduce taxes
Pertanyaan 11Pilihan gandaWhich of the following is an example of a direct tax?Income taxSales taxValue-added taxExcise dutyCustoms duty
Pertanyaan 12Pilihan gandaHow does compound interest benefit savings?By earning interest on both the principal and accumulated interestBy reducing the principal amountBy increasing expensesBy lowering taxesBy ensuring constant returns
Pertanyaan 13Pilihan gandaWhat is a tax deduction?An expense that can be subtracted from taxable incomeAn increase in taxable incomeA type of taxA financial penaltyA tax credit
Pertanyaan 14Pilihan gandaWhat is the difference between a debit card and a credit card?A debit card withdraws money directly from a bank account, while a credit card borrows money up to a limitA debit card earns interest, a credit card does notA debit card increases credit score, a credit card decreases itA debit card is for loans, a credit card is for cashA debit card is more expensive than a credit card
Pertanyaan 15Pilihan gandaWhat is the impact of inflation on savings?It decreases the purchasing power of money savedIt increases the value of money savedIt has no impact on savingsIt guarantees higher returnsIt reduces the need for savings