In the survey, 30% of the students surveyed think they are smart with their money.

According to the survey, 42 students worry about not having enough allowance.

The writer suggests that managing money is easy for students.

What was the second biggest money worry for the students who answered "No" to being smart with money?

• Not having enough allowance
• Difficulty saving money
• Spending money on unnecessary things
• Not earning enough money
• Not understanding financial concepts

What percentage of students of the second question admitted to spending money on things they didn't need?

• 70%
• 30%
• 60%
• 28%
• 12%

What conclusion does the author draw based on the survey results?

• Most students are not smart.
• Managing money is difficult for few students.
• Becoming a smart spender requires no effort.
• Majority of students think they are not smart with their money.
• Teens' habits are not needed to make money

What is the main topic of the article?

• Teens' spending habits

Becoming a smart spender _____ _____.

• takes effort